Today, I am thinking about money. My relationship with it. A lack of it. How to create more of it and envisaging what my longer term financial future looks like. Why you may well ask? Well, two of my clients and friends, John Lee and Vincent Wong, have written an amazing new book called “The Wealth Dragon Way: The Why, the When and the How to Become Infinitely Wealthy”. Aside from skim-reading it from a work perspective, I have taken time out to read it with fresh eyes. From the outside in, if you like.

In simple terms the book is brilliant and a must-read. For some of you reading this blog you will throw popcorn at the screen and shout “Self-development… pah”. For others, a few cynical comments about wealth and money and for others, you will actually go onto and buy a copy. I would stick with the last group if I were you. And here is why.

This book opens our eyes to our personal relationship with money and wealth. Many of our self-limiting beliefs are borne from those of our parents or peer group. Who remembers their parents telling them “Money doesn’t grow on trees” or “Money is the root of all evil”? Such negativity is usually felt by those without money. One of the lines in the book so far that has resonated with me most is… “Money solves the problems that not having money creates” (Source: page 32, “The Wealth Dragon Way”). Interesting thought…

I have grown up and known a LOT of people with A LOT of money. Whilst my mother came from a relatively successful middle class NW London Jewish family, my mum and I were homeless when I was five, albeit briefly. My mum’s charm acquired us a Council house in NW London (may the Lord bless the Councillor who shall remain nameless who helped my mum) and she did three or four jobs to keep me fed. I would sit by the window and cry every day for fear of abandonment so she got a job at my junior school (as well).

On the flip side, other members of my close and extended family and friends were extremely wealthy – ‘cinema-in-the-top-of-the-house’ kind of wealthy. I always wanted that life. I was ashamed of living in a Council house and would spend time arranging furniture and cleaning because I thought it would make my lovely little house more desirable. I was bullied at school for not having money (in junior and senior school) yet I worked every weekend from the age of 14 to make sure I had nice clothes and makeup and perfume: all the stuff that teenage girls want. I thought it would make me feel worthy. And “money” is something we are not taught about in school, sadly.

I never understood about saving or investing. Even though my mum’s father had ensured I had my Post Office Savings Book and I got £5 pocket money from my dad every week, I was never taught how or why to save or invest. I just wanted the quick fix I guess to make me feel more accepted and also to help my mum. I was a spender because I didn’t know any better. I wanted to feel rich rather than be rich. I used my savings to go on holidays and have nice things. And ironically when I have been most “wealthy” in my life, I have been most unhappy and isolated. If I had that money now I would use it very differently and invest. Life lessons are life lessons.

Roll forward to today… I am not rich per se. I earn good money and I work extremely hard for my clients but I am not financially wealthy with assets to show. Emotionally and spiritually wealthy, yes. I know how to be a “débrouillarde”, a great French word that I can also attribute to my late mum as well, but that I cannot 100% find a translation for and I give to charity as much as I can. I can juggle finances well and manage/survive. I can buy prudently and I do a lot with what I have but the gaping hole in my life is passive income, which is one of the areas that the book covers.

I work with many, many successful property investors and entrepreneurs. I ghost write about property and business. I did an amazing deal with a developer to buy the property where I live, I have great property contacts if I wanted to invest (particularly in Spain) and I find many properties that are a steal. My life dream is to have a boutique hotel/house with a pool, fruit trees and an organic vegetable garden. And to make it the best boutique hotel in Spain – and I know it would be. BUT and there is a but here, I ask myself why I don’t have what I dream about…? Because ”I don’t have the money” is my usual answer or this is what I tell myself. Which is the wrong attitude. I know this. It annoys me. I annoy me.

I don’t have the wealth that I deserve or should have in relation to the hours I put in or the age I am. Having had Cancer last year and five operations in 16 months, I also worry about money. If I am not well, whilst medical insurance will cover my medical costs (and I have the money to pay the monthly subs), what happens if I can’t work? These are concerns for all of us and the only way to ensure that these “life concerns” are minimised is through taking ownership of our own financial future. And this is where this book can help people from all backgrounds and regardless of their age or where they live.

“The Wealth Dragon Way” talks about “moral wealth” versus “monetary wealth”. I have high “moral wealth” just not the latter, ie “monetary wealth”. This must change in order for me to be able to do in life what I need and want to do, in order to create the space in my head to enjoy the rest of my life (and so you guys can come and visit ‘Pucci Palace’, the boutique hotel, LOL – just don’t steal the name). When you are told you have Cancer, you realise that life can change very fast. With no warning and you see very clearly that a day has 24 precious hours and that each second counts.

When you have more money you have more choice. Money doesn’t guarantee happiness, and I can vouch for this having also seen lots of very unhappy and lonely rich people. BUT money and infinite wealth can and will grant you more freedom within your lifetime, if you use it wisely. Not just for you but also for your family and loved ones. And in this respect the value is infinite. Wealth becomes infinite in its very essence. And that, my friends, is priceless. “The Wealth Dragon Way” is a must read. I wish John and Vincent every success with this book.

I will be giving away one FREE copy of this book on Twitter this week if you follow me @MirandaPRGuru